§ 62-93. Insurance required.

Before any permit is issued hereunder, the applicant must file with the New Orleans Health Department, New Orleans EMS policies of general liability insurance, automobile liability insurance, workers compensation insurance and medical legal liability insurance issued by an insurance company qualified to do business in the State of Louisiana, which shall contain the following conditions and stipulations and shall be approved as to form by attorney(s) acting on behalf of the City of New Orleans.

(1)

The term of such insurance policies shall be for a period of not less than one year.

(2)

The general liability and automobile liability insurance policies shall provide not less than limits of liability for each accident causing bodily injury (including death at any time resulting therefrom), $1,000,000.00 for each person, $1,000,000.00 for each accident and $1,000,000.00 for property damage sustained in any accident.

(3)

The medical malpractice insurance policy(ies)shall provide limits of liability for each accident causing bodily injury (including death at any time resulting therefrom) of $500,000.00 for each person and $500,000.00 for each accident.

(4)

The workers' compensation insurance policy(ies)shall provide coverage for statutory benefits up to an aggregate amount for any one claim in the amount of $1,000,000.00.

(5)

Such policy shall, by its terms, provide that it may not be cancelled except after 30 days written notice thereof to New Orleans EMS.

(6)

The permit of any owner or operator who fails to secure another policy of insurance prior to cancellation of an existing policy shall automatically and without notice of hearing be suspended until such time as a valid insurance policy has been filed with New Orleans EMS.

(7)

Participation in the Patient's Compensation Fund of the State of Louisiana as set forth in R.S. 40:1299.44 et seq., shall be deemed to meet the requirements with regards to medical legal liability insurance within the contemplation of this chapter.

(8)

Any person who operates an ambulance without having such insurance in full force and effect at all times during such operation shall be penalized as set forth in this section.

(M.C.S., Ord. No. 25023, § 1, 9-20-12)